The clock is ticking for businesses using the Encompass Software Development Kit (SDK) and Partner Software Developer Kit (PSDK). With the October 2025 sunset fast approaching, companies must transition to Encompass Partner Connect (EPC) to ensure their products continue to be available to lenders in the Encompass system.

Failing to migrate in time can lead to serious disruptions—outdated integrations, potential security vulnerabilities and an operational backlog. But the good news is that Authority Partners is here to help.

As a trusted partner, we’ve successfully navigated this transition for clients, and we’re here to guide your business through the EPC integration process smoothly, efficiently and without costly delays.

What is Encompass Partner Connect (EPC)?

Encompass Partner Connect is the future of mortgage technology integrations to the Encompass Loan Origination System. EPC is a significant upgrade from the legacy SDK, offering real-time API connectivity and a fully rebuilt infrastructure designed to simplify processes and ensure smoother, more secure data flows.

Key Benefits:

• Real-time API Integration: No more manual data syncing—information is updated in real time, improving efficiency.
• Enhanced Security & Compliance: EPC improves security protocols, making it easier for businesses to meet industry standards.
• Streamlined Workflows: By reducing manual intervention, EPC reduces errors and increases productivity.

Transitioning to EPC will keep your business ahead of industry changes and ensure that you’re using cutting-edge technology for loan origination.

Why the SDK Sunset is a Big Deal:

By October 31, 2025, ICE Mortgage Technology plans to discontinue legacy integrations for its main Encompass platform—a change that aims to modernize the mortgage industry, even if some vendors and lenders are resistant to adapt.

Why This Matters to Your Business:

• Loss of Support: After the sunset, the legacy SDK will no longer be supported, leaving businesses with outdated tools.
• Disrupted Operations: Without timely migration, businesses could face operational downtimes and after the sunset, Encompass lenders will lose access to their products if there is no EPC integration.
• Increased Costs: Waiting until the last minute could lead to rushed, inefficient integrations and higher costs due to limited resources. Moreover, continuing to use the outdated SDK/PSDK after the sunset date may result in additional fees imposed by ICE Mortgage Technology, increasing operational expenses.

By acting early, you avoid the last-minute scramble and ensure your system is future proofed well before the deadline.

Challenges Companies Face with the EPC Transition:

Transitioning to EPC isn’t without its challenges, and businesses that lack in-house expertise can struggle with:

• Technical Hurdles: EPC integration requires security reviews, workflow mapping and an understanding of Encompass’ tokenization system. These are complex processes that can be time-consuming and prone to errors without the right expertise.
• Time Sensitivity: With the backlog already forming, delays in transitioning can lead to operational slowdowns or missed deadlines.
• Resources & Expertise: Many businesses simply don’t have the internal resources or specialized knowledge to handle a seamless EPC integration, further complicating the process.

This is where Authority Partners comes in.

How Authority Partners Can Help:

At Authority Partners, we have a proven track record of executing successful EPC integrations. Our end-to-end support ensures that your transition is handled efficiently, with no operational disruptions.

Our Services Include:

• Project Management: From initial setup to completion, we handle every stage of the EPC integration process.
• Security & Workflow Review: We conduct comprehensive security reviews and ensure all workflows are optimized for EPC.
• Expert Navigation: We guide you through Encompass’ review process, tokenization and integration requirements.
• Real-time Data Integration: We ensure that your data flows smoothly with real-time API connectivity, reducing manual intervention and errors.

Our tailored approach ensures that we meet the unique needs of your business, allowing you to stay ahead of the Encompass sunset deadline without hassle or delays.

Lessons Learned from a Recent Integration:

One of our recent clients was facing the same challenge—migrating from the legacy SDK to EPC. They had concerns about operational downtime and security vulnerabilities during the transition.

Our Approach:

• We conduct a thorough workflow and security review, identifying and mitigating potential risks.
• We can reduce the security and process validation review by up to 50% and save you up to 30% on the Business Workflow and System Transactions review, helping you avoid backlogs and ensure you’re ready well ahead of the 2025 deadline.

The result? A seamless transition that allows you to continue your operations without any downtime or disruptions. By working with Authority Partners, gain the peace of mind knowing you’re ahead of the curve.

Conclusion:

With the October 2025 SDK sunset quickly approaching, now is the time to act. The risks of delaying your transition are too great—operational disruptions, security vulnerabilities and growing backlogs will only complicate the process if you wait.

Don’t leave your business at risk. Authority Partners has the expertise and proven experience to guide you through the EPC transition smoothly, ensuring you’re fully integrated and compliant before the deadline.

Ready to transition to Encompass Partner Connect? Contact us today for a seamless integration experience that ensures your business is prepared for the future.